Test Smarter. Launch with Confidence.
Simplifying 3D Secure testing for issuers and online retailers. TestLabs provides a comprehensive testing environment using live, fully developed 3DS components — not simulators.
Streamline Your 3D Secure Testing
Your comprehensive testing environment for realistic 3D Secure authentication. Unlike many test tools that rely on simulators, TestLabs sets itself apart by offering live and fully developed 3D Secure components: ActiveServer (a 3DS2 3DS Server), ActiveAccess (an Access Control Server), and a Directory Server.
This unique approach ensures more accurate test results, along with the flexibility to define custom test cases. Whether you're implementing an existing 3D Secure solution or building your own, TestLabs provides the ideal platform for seamless component testing and product integration testing.
Compliance & Certification
Our fraud prevention solutions are built on globally recognised industry standards (EMVCo, SCA), and are fully supported and mandated by the major card schemes.
Wide-Ranging Support for Multiple Card Schemes
We offer support for a variety of card schemes to meet your needs. Let us know your requirements and we will work with you to provide the necessary support.
Unlock the Power of Testing
Four core capabilities that make TestLabs the most realistic and flexible 3D Secure testing environment available.
Consistent System Performance
Ensure the optimal functionality of your fraud prevention system. Regularly run test cases to verify proper operation of authentication scenarios, especially after configuration changes or product upgrades.
Flexibility to Specify Custom Test Cases
Harness the power to generate authentic scenarios that simulate real transactions, covering cardholder authentication and authorisation, to guarantee flawless functionality of your 3DS implementation.
Seamless Integration Testing
Facilitate seamless integration with an existing 3D Secure solution in the market, simplifying the process of testing your implementation and ensuring compliance with the latest global standards.
Experience Real Test Results
Access fully developed and live 3D Secure components — instead of simulators. Experience the realism and reliability of testing in a genuine environment, customised to your specific business needs.
Certification failures cost time, budget, and launch windows.
TestLabs gives your team complete confidence before you go live — with live 3DS components, pre-defined scenario libraries, and real test results that hold up at EMVCo review.
Eight Reasons to Choose TestLabs
TestLabs is built on the same principles that underpin every GPayments solution — reliability, flexibility, and global compatibility.
Turn Uncertainty into Trust
Boost sales, build customer trust, and protect your business by minimising risk and offering a secure and effortless shopping experience.
Achieve Global Compatibility
Delivering smooth cross-industry and cross-border coverage with seamless interoperability, enabling global reach and efficient business connectivity.
Address Fraud and Chargebacks
Prevent fraud and chargebacks through advanced authentication and real-time fraud detection techniques ensuring secure customer transactions.
Experience Flexible Integration
Ensure a seamless payment experience for your customers, scale up your operations, save time and resources, and stay competitive by integrating with our RESTful API.
Take Advantage of Flexible Pricing
Easily adjust your plan with our simplified pricing structure, featuring no hidden fees and a flexible upgrade and downgrade policy.
Offer Wider Payment Options
Stay ahead of the competition by scaling and expanding seamlessly with international and domestic card scheme support.
Access Dedicated Account Management
Experience unrivalled sales and support assistance thanks to a single point of contact for all enquiries and proactive resolution of your queries.
Experience Service Reliability
Ensure uninterrupted operations with our reliable fraud prevention solution, featuring close to zero downtime and no disruptions during scheduled maintenance.
Testing Procedures for All Acquiring Scenarios
TestLabs includes a wide range of pre-defined test cases for 3DS to enable testing for your 3DS Server. Test across card schemes, authentication channels, and scenarios — with full customisation of merchant and acquirer data.
Connectivity and Configuration Testing
Suitable for new 3DS implementersOnce a 3DS solution has been installed and configured, TestLabs verifies the application has the correct connectivity and configuration setup — including 3DS configurations and network settings required for connectivity to other components of the 3DS ecosystem.
Integration Testing
Suitable for new 3DS implementersPrior to production rollout, card schemes require implementers to undertake compliance testing. As TestLabs includes all necessary 3DS components, it can be used for compliance testing before card scheme testing — significantly reducing the time and cost required.
Implementation Testing
Suitable for new or existing 3DS implementersTest the responses received by 3DS components during 3DS transactions using different scenarios — especially useful for corner cases such as timeouts and error scenarios. TestLabs provides test cards for different card schemes and scenarios.
Ongoing Testing
Suitable for existing 3DS implementers3DSS/MPI implementers can use TestLabs for ongoing functional testing to ensure stability and integrity of 3DS components, test updated specifications, or allow new merchant clients of a payment gateway to test during initial setup and onboarding.
Supported Authentication Channels
Pre-Defined Test Scenarios
GPayments is always open to requests for customised test cases.
Test Any and All Card Configurations
With the large number of possible card configurations in an ACS, TestLabs helps issuing banks verify that cards are correctly configured and produce intended results under each scenario — including when upgrading to a newer ACS version.
Connectivity and Configuration Testing
Suitable for new 3DS implementersOnce a 3DS solution has been installed and configured, TestLabs verifies the application has the correct connectivity and configuration setup, including the necessary 3DS configurations and network settings required for the 3DS ecosystem.
Integration Testing
Suitable for new 3DS implementersPrior to production rollout, card schemes require implementers to undertake compliance testing including the ACS. TestLabs can be used to ensure correct integration before card scheme testing, reducing time and cost for ACS implementers.
Implementation Testing
Suitable for new or existing 3DS implementersACS implementers can test the responses received by their ACS during 3DS transactions for different scenarios. TestLabs provides the ability to test the ACS by performing transactions with test cards set up for different scenarios and card schemes.
Ongoing Testing
Suitable for existing 3DS implementersACS implementers can utilise TestLabs for ongoing functional and performance testing to ensure the stability and integrity of their 3DS components — covering both existing features and new features required for updated card scheme compliance.
3DS ACS Testing
Verification checklist
Ready to start testing your 3DS implementation?
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Enterprise-Grade Confidence Before Every Launch
Payment teams at the world's leading institutions use TestLabs to de-risk every 3DS deployment — from initial integration through to ongoing certification maintenance.
- EMVCo-approved test environment with live 3DS 1.0 and 2.x components
- Pre-defined and custom test scenarios covering all critical authentication flows
- Detailed test reports that satisfy scheme and regulator requirements
- Zero setup cost — teams can begin testing immediately with no commitment
3DS2 Enrolment Check for 3DS1 Compatibility
ActiveServer implements a 3DS2 enrolment check API to enable backwards compatibility with your 3DS1 systems. ActiveServer caches the BIN ranges of cards enrolled in 3D Secure 2. Before each authentication, the API call determines whether the given card supports 3D Secure 2 — if not, you may fall back to an existing 3D Secure 1 MPI implementation. This ensures compatibility with any 3D Secure 1 MPI on the market, and is crucial for merchants to obtain liability shift on 3D Secure 1 before liability shift for 3D Secure 2 is activated, or to adhere to regional mandates.
Common Questions
Frequently Asked Questions
Why is 3DS testing important before going live?
What test scenarios does TestLabs cover?
Is TestLabs EMVCo certified?
Can we test both frictionless and challenge flows?
What reporting does TestLabs provide after a test run?
Start Testing with Confidence
TestLabs provides the most realistic 3D Secure testing environment available — live components, custom scenarios, and full acquiring and issuing coverage.