Reduce Chargebacks. Protect Your Revenue.
Trusted by online retailers for its effectiveness in preventing fraud, optimising revenue, and minimising false declines. ActiveServer 3DS Server delivers advanced authentication and real-time fraud detection in a secure, effortless package.
Reduce Fraud and False Declines
Safeguard your business and protect your customers against fraudulent activities during online transactions with the ActiveServer 3DS Server. Integrated with advanced authentication and real-time fraud detection, ActiveServer helps you minimise chargebacks and false declines while providing your customers with a secure and effortless shopping experience.
ActiveServer empowers you to foster trust within your business relationships.
Compliance & Certification
Our fraud prevention solutions are built on globally recognised industry standards (EMVCo, SCA), and are fully supported and mandated by the major card schemes.
Wide-Ranging Support for Multiple Card Schemes
We offer support for a variety of card schemes to meet your needs. Let us know your requirements and we will work with you to provide the necessary support.
Fraud prevention that scales with global commerce.
GPayments powers 3DS authentication for acquirers across every major card scheme and jurisdiction — from regional processors to the networks that move trillions annually.
Eight Reasons to Choose ActiveServer
A new generation of fraud prevention solutions built for acquirers and merchants who cannot afford uncertainty.
Turn Uncertainty into Trust
Boost sales, build customer trust, and protect your business by minimising risk and offering a secure and effortless shopping experience.
Achieve Global Compatibility
Delivering smooth cross-industry and cross-border coverage with seamless interoperability, enabling global reach and efficient business connectivity.
Address Fraud and Chargebacks
Prevent fraud and chargebacks through advanced authentication and real-time fraud detection techniques ensuring secure customer transactions.
Experience Flexible Integration
Ensure a seamless payment experience for your customers, scale up your operations, save time and resources, and stay competitive by integrating with our RESTful API.
Take Advantage of Flexible Pricing
Easily adjust your plan with our simplified pricing structure, featuring no hidden fees and a flexible upgrade and downgrade policy.
Offer Wider Payment Options
Stay ahead of the competition by scaling and expanding seamlessly with international and domestic card scheme support.
Access Dedicated Account Management
Experience unrivalled sales and support assistance thanks to a single point of contact for all enquiries and proactive resolution of your queries.
Experience Service Reliability
Ensure uninterrupted operations with our reliable fraud prevention solution, featuring close to zero downtime and no disruptions during scheduled maintenance.
Enterprise Scale
Built for Acquirers Who Move Markets
The largest acquiring institutions in the world trust GPayments to deliver frictionless authentication that protects revenue without disrupting the cardholder experience.
- Full liability shift on all authenticated 3DS transactions
- Dedicated onboarding and integration support for enterprise rollouts
- SLA-backed uptime with 99.98% availability across live deployments
- Regulatory compliance across PCI DSS, EMVCo, and regional mandates
A New Generation of Fraud Prevention Solutions
ActiveServer goes beyond compliance — delivering the performance, security, and developer experience your business needs at scale.
The Most Widely Accepted Authentication Solution
Secure your transactions with ease using the globally tested 3-D Secure protocol. With ActiveServer, customer identities are verified and payment details are secure, preventing fraudulent transactions in real time.
Designed for Enhanced Performance and Security
ActiveServer utilises cloud-based system health monitoring and diagnostic tools to automatically monitor system status, and implements a high availability database to ensure optimal performance and maximum security.
Globally Compliant with Payment Industry Standards
Protect your online business with confidence using ActiveServer — the industry-leading 3DS Server solution that surpasses the highest compliance standards and regulations, including PCI DSS, PCI 3DS, and PSD2 SCA.
Integrate via Powerful API
Empower your business with advanced real-time fraud prevention capabilities and streamline your workflows with a flexible and secure API, providing seamless access to an industry-leading 3DS Server.
Intuitive Dashboard
Stay in complete control and effortlessly manage your service with a user-friendly dashboard, allowing easy activation, access to subscription details, usage statistics, and system status updates.
Testing Capability with TestLabs
Achieve seamless end-to-end testing capability for your 3DS2 implementation with GPayments' TestLabs — providing EMVCo-compliant ACS, Mobile SDK, and Directory Server products.
3DS2 Enrolment Check for 3DS1 Compatibility
ActiveServer implements a 3DS2 enrolment check API to enable backwards compatibility with your 3DS1 systems. ActiveServer caches the BIN ranges of cards enrolled in 3D Secure 2. Before each authentication, the API call determines whether the given card supports 3D Secure 2 — if not, you may fall back to an existing 3D Secure 1 MPI implementation. This ensures compatibility with any 3D Secure 1 MPI on the market, and is crucial for merchants to obtain liability shift on 3D Secure 1 before liability shift for 3D Secure 2 is activated, or to adhere to regional mandates.
Flexible Deployment to Suit Your Infrastructure
Whether you need a fully managed hosted service or on-premise control, ActiveServer adapts to your operational requirements.
Hosted Service
Enterprise-level hosted solution for fraud prevention, with secure multi-tenancy ActiveServer cluster hosted on a world-leading cloud provider.
Dedicated Service
Hosted solution with control and customisation options. Clients can delegate service maintenance or self-manage based on their operational preference.
On-Premise Implementation
Easy installation, on-premise deployment, high-availability cluster configuration, and customisable administration options for full infrastructure control.
Not sure which deployment option is right for you?
Speak with an ExpertSecure Mobile Authentication with ActiveSDK
Extend 3D Secure authentication to native iOS and Android apps — delivering the same security standards your web customers rely on.
Secure and Smooth Authentication
Empower mobile users with a secure and smooth authentication process utilising ActiveSDK, a 3DS SDK that supports multiple authentication methods.
Seamless User Experience
Deliver a seamless user experience without compromising security while offering full ActiveServer integration support by default.
Compliance with Latest 3D Secure
Ensure compliance with the latest 3D Secure standard and provide native mobile support for both Android and iOS to enhance security.
Extensive Documentation
Utilise GPayments' comprehensive ActiveSDK documentation to simplify the integration process and ensure a smooth implementation.
Common Questions
Frequently Asked Questions
What is 3D Secure (3DS)?
What is frictionless authentication?
How does 3DS 2.x reduce chargeback liability?
Is 3DS 2.x mandatory for my payment business?
What is the difference between 3DS 1.0 and 3DS 2.x?
Reduce Chargebacks and Build Customer Trust
See how ActiveServer's 3DS Acquiring solution can protect your business and deliver a frictionless experience for your customers.