{"id":901,"date":"2026-10-23T10:11:51","date_gmt":"2026-10-22T23:11:51","guid":{"rendered":"https:\/\/nexiant.ai\/resources\/blogs\/?p=901"},"modified":"2026-10-28T10:21:13","modified_gmt":"2026-10-27T23:21:13","slug":"insights-rbi-kyc-updation-deadline-transaction-monitoring","status":"publish","type":"post","link":"https:\/\/nexiant.ai\/resources\/blogs\/insights-rbi-kyc-updation-deadline-transaction-monitoring\/","title":{"rendered":"What the RBI\u2019s KYC Updation Deadline Means for Transaction Monitoring of Low-Risk Accounts"},"content":{"rendered":"\n<style>\n  .nx-blog * { box-sizing: border-box; margin: 0; padding: 0; }\n  .nx-blog { font-family: -apple-system, BlinkMacSystemFont, 'Segoe UI', Roboto, sans-serif; font-size: 16px; line-height: 1.75; color: #1a1a2e; max-width: 820px; margin: 0 auto; }\n  .nx-blog h2 { font-size: 1.55rem; font-weight: 700; color: #00184C; margin: 2.5rem 0 0.75rem; padding-bottom: 0.4rem; border-bottom: 3px solid #073EA1; }\n  .nx-blog h3 { font-size: 1.15rem; 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border-radius: 12px; padding: 2rem; text-align: center; margin-top: 2.5rem; }\n  .nx-cta h3 { color: #fff; font-size: 1.3rem; font-weight: 700; margin-bottom: 0.5rem; }\n  .nx-cta p { color: #AEC9FF; font-size: 0.95rem; margin-bottom: 1.25rem; }\n  .nx-cta a { display: inline-block; background: #E11A1A; color: #fff; font-weight: 700; font-size: 0.95rem; padding: 0.7rem 1.8rem; border-radius: 6px; text-decoration: none; transition: background 0.2s; }\n  .nx-cta a:hover { background: #A30000; }\n  .nx-divider { border: none; border-top: 1px solid #e0e7f5; margin: 2rem 0; }\n  .nx-disclaimer { font-size: 0.8rem; color: #888; font-style: italic; text-align: center; margin-top: 1.5rem; }\n\n  @media (max-width: 720px) {\n    .nx-flow { grid-template-columns: 1fr; }\n    .nx-flow-step::after { content: \"\u2193\"; right: 50%; top: auto; bottom: -18px; transform: translateX(50%); }\n    .nx-stack-layer { flex-direction: column; }\n  }\n<\/style>\n\n\n<div class=\"nx-blog\">\n\n  <!-- HERO -->\n  <div class=\"nx-hero\">\n    <span class=\"nx-tag\">Transaction Monitoring &nbsp;\u00b7&nbsp; October 2026 &nbsp;\u00b7&nbsp; India<\/span>\n    <p class=\"nx-meta\">The window for low-risk customers is not one date. It is the later of one year after the due date and 30 June 2026, and monitoring must continue throughout.<\/p>\n  <\/div>\n\n  <!-- INTRODUCTION -->\n  <p>The <strong>RBI KYC updation deadline<\/strong> for low-risk customers is often quoted as 30 June 2026. The text is more careful than that. Paragraph 42(2) of the <a href=\"https:\/\/www.rbi.org.in\/scripts\/BS_ViewMasDirections.aspx?id=13141\" class=\"nx-inline-link\" target=\"_blank\" rel=\"noopener\">Reserve Bank of India (Commercial Banks \u2013 Know Your Customer) Directions, 2025<\/a> tells a bank to allow all transactions for a low-risk individual customer and to ensure updation of KYC within one year of its falling due or up to 30 June 2026, whichever is later.<\/p>\n  <p>The rule was introduced by the RBI\u2019s KYC (Amendment) Directions of 12 June 2025 and carried into the Commercial Banks Directions issued on 28 November 2025. It remains in the version the RBI updated on 1 October 2026. Two duties travel with it: the bank must subject these accounts to regular monitoring, and it must send due notices and keep a record of them.<\/p>\n  <p>As at 27 October 2026 the window has already closed for some accounts and is still open for others. That makes this a monitoring governance question as much as a KYC one: a defined population of accounts is operating on an ageing profile while the bank stays fully responsible for monitoring them.<\/p>\n\n  <!-- TOP VISUAL -->\n  <div class=\"nx-media\">\n    <img decoding=\"async\"\n      src=\"data:image\/svg+xml,%3Csvg xmlns='http:\/\/www.w3.org\/2000\/svg' width='820' height='460' viewBox='0 0 820 460'%3E%3Cdefs%3E%3ClinearGradient id='bg' x1='0' y1='0' x2='1' y2='1'%3E%3Cstop offset='0' stop-color='%2300184C'\/%3E%3Cstop offset='1' stop-color='%23073EA1'\/%3E%3C\/linearGradient%3E%3C\/defs%3E%3Crect width='820' height='460' rx='22' fill='url(%23bg)'\/%3E%3Ctext x='410' y='70' text-anchor='middle' font-family='Arial, sans-serif' font-size='30' font-weight='700' fill='%23ffffff'%3EOverdue KYC, monitored accounts%3C\/text%3E%3Crect x='86' y='132' width='165' height='92' rx='18' fill='%23ffffff' opacity='0.92'\/%3E%3Crect x='328' y='132' width='165' height='92' rx='18' fill='%23ffffff' opacity='0.88'\/%3E%3Crect x='570' y='132' width='165' height='92' rx='18' fill='%23ffffff' opacity='0.84'\/%3E%3Crect x='207' y='272' width='165' height='92' rx='18' fill='%23ffffff' opacity='0.86'\/%3E%3Crect x='449' y='272' width='165' height='92' rx='18' fill='%23ffffff' opacity='0.90'\/%3E%3Ccircle cx='168' cy='162' r='16' fill='%23073EA1'\/%3E%3Ccircle cx='410' cy='162' r='16' fill='%23073EA1'\/%3E%3Ccircle cx='652' cy='162' r='16' fill='%23073EA1'\/%3E%3Ccircle cx='290' cy='302' r='16' fill='%23073EA1'\/%3E%3Ccircle cx='531' cy='302' r='16' fill='%23073EA1'\/%3E%3Ctext x='168' y='198' text-anchor='middle' font-family='Arial, sans-serif' font-size='17' font-weight='700' fill='%2300184C'%3EIdentify%3C\/text%3E%3Ctext x='410' y='198' text-anchor='middle' font-family='Arial, sans-serif' font-size='17' font-weight='700' fill='%2300184C'%3ETag%3C\/text%3E%3Ctext x='652' y='198' text-anchor='middle' font-family='Arial, sans-serif' font-size='17' font-weight='700' fill='%2300184C'%3EMonitor%3C\/text%3E%3Ctext x='290' y='338' text-anchor='middle' font-family='Arial, sans-serif' font-size='17' font-weight='700' fill='%2300184C'%3ENotify%3C\/text%3E%3Ctext x='531' y='338' text-anchor='middle' font-family='Arial, sans-serif' font-size='17' font-weight='700' fill='%2300184C'%3EResolve%3C\/text%3E%3Ctext x='410' y='410' text-anchor='middle' font-family='Arial, sans-serif' font-size='20' font-weight='600' fill='%23AEC9FF'%3EA cohort control%3C\/text%3E%3C\/svg%3E\"\n      alt=\"RBI KYC updation deadline visual showing the cohort control for overdue low-risk accounts from identification and tagging through monitoring and notification to resolution\"\n      loading=\"lazy\"\n      width=\"820\"\n      height=\"460\"\n    >\n    <p class=\"nx-caption\">Treating overdue low-risk accounts as a tagged cohort gives the bank one place to evidence monitoring, notices and resolution.<\/p>\n  <\/div>\n\n  <!-- QUICK ANSWER -->\n  <div class=\"nx-callout\">\n    <div class=\"nx-callout-title\">Quick answer<\/div>\n    <p>Paragraph 42(2) of the RBI\u2019s Commercial Banks KYC Directions requires a bank to allow all transactions for a low-risk individual customer and to ensure KYC updation within one year of its falling due or up to 30 June 2026, whichever is later. The bank must subject these accounts to regular monitoring, give at least three advance intimations and three reminders, and record each notice for audit.<\/p>\n  <\/div>\n\n  <h2 id=\"how-the-window-in-paragraph-42-2-works\"><span class=\"ez-toc-section\" id=\"How_the_window_in_paragraph_422_works\"><\/span>How the window in paragraph 42(2) works<span class=\"ez-toc-section-end\"><\/span><\/h2>\n  <p>The wording sets a floor, not a single date. For a low-risk individual whose KYC fell due before 30 June 2025, one year from the due date ends before 30 June 2026, so the later date, 30 June 2026, applies. For an account whose KYC falls due after that point, one year from the due date is later and governs. The paragraph also applies to low-risk individuals whose periodic updation had already fallen due when the rule was introduced.<\/p>\n  <p>The dates below are worked examples calculated from the wording of paragraph 42(2). A bank\u2019s own cut-offs should come from its records of each customer\u2019s due date.<\/p>\n  <div class=\"nx-table-wrap\">\n    <table class=\"nx-table\">\n      <thead>\n        <tr><th>KYC due date (illustrative)<\/th><th>Later of one year after due date and 30 June 2026<\/th><th>Position on 27 October 2026<\/th><\/tr>\n      <\/thead>\n      <tbody>\n        <tr>\n          <td><strong>1 March 2025<\/strong><\/td>\n          <td>30 June 2026<\/td>\n          <td><span class=\"nx-badge nx-badge--red\">Window closed<\/span><\/td>\n        <\/tr>\n        <tr>\n          <td><strong>1 September 2025<\/strong><\/td>\n          <td>1 September 2026<\/td>\n          <td><span class=\"nx-badge nx-badge--red\">Window closed<\/span><\/td>\n        <\/tr>\n        <tr>\n          <td><strong>1 December 2025<\/strong><\/td>\n          <td>1 December 2026<\/td>\n          <td><span class=\"nx-badge nx-badge--blue\">Open for about five weeks<\/span><\/td>\n        <\/tr>\n        <tr>\n          <td><strong>1 June 2026<\/strong><\/td>\n          <td>1 June 2027<\/td>\n          <td><span class=\"nx-badge nx-badge--blue\">Open<\/span><\/td>\n        <\/tr>\n      <\/tbody>\n    <\/table>\n  <\/div>\n\n  <h2 id=\"monitoring-continues-while-the-profile-ages\"><span class=\"ez-toc-section\" id=\"Monitoring_continues_while_the_profile_ages\"><\/span>Monitoring continues while the profile ages<span class=\"ez-toc-section-end\"><\/span><\/h2>\n  <p>Paragraph 42(2) is explicit that accounts of these customers are subject to regular monitoring. Paragraph 55 requires alert software that compares transactions with the customer\u2019s risk categorisation and updated profile. An account with overdue KYC has a profile that is not freshly updated, so the comparison is weaker, and the Directions do not say how to compensate. A practical response is to know exactly which accounts are in the overdue cohort and to test, at the six-monthly review of categorisation required by paragraph 41, whether low risk is still the right category for each.<\/p>\n  <div class=\"nx-callout\">\n    <div class=\"nx-callout-title\">What the paragraph does and does not say<\/div>\n    <p>It protects customer access: all transactions are allowed. It does not suspend monitoring, and paragraph 42 does not itself describe what a bank must do once the window for an account has closed.<\/p>\n  <\/div>\n\n  <h2 id=\"the-notice-trail-is-also-a-monitoring-record\"><span class=\"ez-toc-section\" id=\"The_notice_trail_is_also_a_monitoring_record\"><\/span>The notice trail is also a monitoring record<span class=\"ez-toc-section-end\"><\/span><\/h2>\n  <p>Paragraph 42(7) requires at least three advance intimations before the due date, including at least one by letter, and at least three reminders afterwards for customers who have not complied, including at least one by letter. Each must be recorded in the bank\u2019s system against the customer for audit trail, and the bank was to implement the process not later than 1 January 2026. For a monitoring team the record answers the question a supervisor is likely to ask about an overdue low-risk account: what did the bank do, and when?<\/p>\n  <p>Paragraph 18 adds that a bank must not reject an application for onboarding or periodic updation without application of mind, and that the officer must record the reasons.<\/p>\n  <div class=\"nx-grid\">\n    <div class=\"nx-card\">\n      <div class=\"nx-card-icon\"><svg viewBox=\"0 0 20 20\"><path d=\"M10 1L3 5v6c0 4.25 3 8.22 7 9 4-.78 7-4.75 7-9V5l-7-4zm0 2.18l5 2.78V11c0 3.13-2.18 6.07-5 6.93C7.18 17.07 5 14.13 5 11V5.96l5-2.78z\"\/><\/svg><\/div>\n      <h4>Three advance intimations<\/h4>\n      <p>At least one by letter, before the due date.<\/p>\n    <\/div>\n    <div class=\"nx-card\">\n      <div class=\"nx-card-icon\"><svg viewBox=\"0 0 20 20\"><path d=\"M3 3h14v2H3zm0 4h14v2H3zm0 4h10v2H3zm0 4h7v2H3z\"\/><\/svg><\/div>\n      <h4>Three reminders<\/h4>\n      <p>At least one by letter, after the due date.<\/p>\n    <\/div>\n    <div class=\"nx-card\">\n      <div class=\"nx-card-icon\"><svg viewBox=\"0 0 20 20\"><path d=\"M10 2a8 8 0 100 16A8 8 0 0010 2zm1 11H9V9h2v4zm0-6H9V5h2v2z\"\/><\/svg><\/div>\n      <h4>Recorded per customer<\/h4>\n      <p>Each notice logged against the customer for audit.<\/p>\n    <\/div>\n    <div class=\"nx-card\">\n      <div class=\"nx-card-icon\"><svg viewBox=\"0 0 20 20\"><path d=\"M13 6a3 3 0 11-6 0 3 3 0 016 0zm5 10a7 7 0 00-14 0h14z\"\/><\/svg><\/div>\n      <h4>Rejections reasoned<\/h4>\n      <p>Reasons recorded when an updation is rejected (paragraph 18).<\/p>\n    <\/div>\n  <\/div>\n\n  <h2 id=\"a-cohort-control-for-overdue-low-risk-accounts\"><span class=\"ez-toc-section\" id=\"A_cohort_control_for_overdue_low-risk_accounts\"><\/span>A cohort control for overdue low-risk accounts<span class=\"ez-toc-section-end\"><\/span><\/h2>\n  <p>Treating the overdue population as a defined cohort gives the bank one place to evidence what it has done. This is a design suggestion, not a requirement of the Directions.<\/p>\n  <div class=\"nx-flow\">\n    <div class=\"nx-flow-step\">\n      <div class=\"nx-flow-number\">1<\/div>\n      <h4>Identify<\/h4>\n      <p>List low-risk individual accounts past due date, with each account\u2019s window end date.<\/p>\n    <\/div>\n    <div class=\"nx-flow-step\">\n      <div class=\"nx-flow-number\">2<\/div>\n      <h4>Tag<\/h4>\n      <p>Mark the cohort in the monitoring system so alerts and reviews can be filtered by it.<\/p>\n    <\/div>\n    <div class=\"nx-flow-step\">\n      <div class=\"nx-flow-number\">3<\/div>\n      <h4>Monitor and notify<\/h4>\n      <p>Apply regular monitoring, revisit the category at the six-monthly review and keep the notice trail complete.<\/p>\n    <\/div>\n    <div class=\"nx-flow-step\">\n      <div class=\"nx-flow-number\">4<\/div>\n      <h4>Resolve<\/h4>\n      <p>Complete updation, or escalate under the bank\u2019s Board-approved policy.<\/p>\n    <\/div>\n  <\/div>\n\n  <h2 id=\"what-to-put-in-front-of-the-audit-committee\"><span class=\"ez-toc-section\" id=\"What_to_put_in_front_of_the_Audit_Committee\"><\/span>What to put in front of the Audit Committee<span class=\"ez-toc-section-end\"><\/span><\/h2>\n  <p>Paragraph 12 requires quarterly audit notes and compliance to be submitted to the Audit Committee. The cohort gives that submission something specific to report.<\/p>\n  <div class=\"nx-obligations\">\n    <div class=\"nx-obl-item\">\n      <h4>Size of the cohort<\/h4>\n      <p>Number of low-risk accounts past due, by window end date.<\/p>\n    <\/div>\n    <div class=\"nx-obl-item\">\n      <h4>Alert treatment<\/h4>\n      <p>Whether alerts on cohort accounts were reviewed on the same terms as others.<\/p>\n    <\/div>\n    <div class=\"nx-obl-item\">\n      <h4>Category changes<\/h4>\n      <p>Accounts moved out of low risk after review, with reasons.<\/p>\n    <\/div>\n    <div class=\"nx-obl-item\">\n      <h4>Notice completeness<\/h4>\n      <p>Share of cohort accounts with the full notice trail recorded.<\/p>\n    <\/div>\n  <\/div>\n\n  <h2 id=\"how-nexiant-supports-monitoring-of-overdue-kyc-cohorts\"><span class=\"ez-toc-section\" id=\"How_Nexiant_supports_monitoring_of_overdue-KYC_cohorts\"><\/span>How Nexiant supports monitoring of overdue-KYC cohorts<span class=\"ez-toc-section-end\"><\/span><\/h2>\n  <p>FraudShield, Nexiant\u2019s specialist transaction-monitoring brand, is built around real-time detection, configurable rule logic and case-management workflows. For a cohort control, the useful tests of any capability are whether accounts can be tagged and filtered in monitoring, whether rules can treat the cohort differently through a documented configuration, and whether alerts, notices and category changes sit in one case record. Nexiant brings these questions together across KYC, fraud and monitoring as a design discipline, not as a claim about one integrated system.<\/p>\n\n\n  <hr class=\"nx-divider\">\n\n  <h2 id=\"frequently-asked-questions\"><span class=\"ez-toc-section\" id=\"Frequently_Asked_Questions\"><\/span>Frequently Asked Questions<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n  <!-- FAQ -->\n  <div class=\"nx-faq\">\n    <div class=\"nx-faq-item\">\n      <button class=\"nx-faq-q\" aria-expanded=\"false\">What is the RBI KYC updation deadline for low-risk customers?<span class=\"nx-chevron\"><svg viewBox=\"0 0 10 6\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M1 1l4 4 4-4\"\/><\/svg><\/span><\/button>\n      <div class=\"nx-faq-a\">Paragraph 42(2) of the Commercial Banks KYC Directions requires a bank to ensure KYC updation for a low-risk individual customer within one year of its falling due or up to 30 June 2026, whichever is later, and to allow all transactions meanwhile.<\/div>\n    <\/div>\n    <div class=\"nx-faq-item\">\n      <button class=\"nx-faq-q\" aria-expanded=\"false\">Can low-risk customers keep transacting while KYC is overdue?<span class=\"nx-chevron\"><svg viewBox=\"0 0 10 6\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M1 1l4 4 4-4\"\/><\/svg><\/span><\/button>\n      <div class=\"nx-faq-a\">Yes, within the window. The bank must allow all transactions for the customer during that period and must subject the account to regular monitoring.<\/div>\n    <\/div>\n    <div class=\"nx-faq-item\">\n      <button class=\"nx-faq-q\" aria-expanded=\"false\">Does the 30 June 2026 date apply to every customer?<span class=\"nx-chevron\"><svg viewBox=\"0 0 10 6\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M1 1l4 4 4-4\"\/><\/svg><\/span><\/button>\n      <div class=\"nx-faq-a\">No. It works as a floor. Where one year after the due date falls later than 30 June 2026, that later date applies.<\/div>\n    <\/div>\n    <div class=\"nx-faq-item\">\n      <button class=\"nx-faq-q\" aria-expanded=\"false\">How many KYC reminders must banks send?<span class=\"nx-chevron\"><svg viewBox=\"0 0 10 6\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M1 1l4 4 4-4\"\/><\/svg><\/span><\/button>\n      <div class=\"nx-faq-a\">At least three advance intimations before the due date, including at least one by letter, and at least three reminders after it, including at least one by letter. Each must be recorded against the customer, and the process was to be in place by 1 January 2026.<\/div>\n    <\/div>\n    <div class=\"nx-faq-item\">\n      <button class=\"nx-faq-q\" aria-expanded=\"false\">How often must KYC be updated for each risk category?<span class=\"nx-chevron\"><svg viewBox=\"0 0 10 6\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M1 1l4 4 4-4\"\/><\/svg><\/span><\/button>\n      <div class=\"nx-faq-a\">At least once every two years for high-risk customers, every eight years for medium-risk customers and every 10 years for low-risk customers, from the date of opening or the last updation (paragraph 42(1)).<\/div>\n    <\/div>\n  <\/div>\n\n  <!-- CTA -->\n  <div class=\"nx-cta\">\n    <h3>Keep overdue-KYC accounts monitored and evidenced<\/h3>\n    <p>Speak with a Nexiant expert about monitoring governance for accounts awaiting KYC updation, or explore FraudShield\u2019s case-management and rule-configuration capability.<\/p>\n    <a href=\"https:\/\/nexiant.ai\/contact-us\/\">Speak with an expert<\/a>\n  <\/div>\n\n  <p class=\"nx-disclaimer\">This article was accurate at the time of publication in October 2026 and is intended for general informational purposes only. It does not constitute legal, regulatory or compliance advice. Organisations should seek qualified professional guidance in relation to their specific obligations.<\/p>\n\n<\/div>\n\n<script>\n  document.querySelectorAll('.nx-faq-q').forEach(function(btn) {\n    btn.addEventListener('click', function() {\n      var expanded = this.getAttribute('aria-expanded') === 'true';\n      this.setAttribute('aria-expanded', !expanded);\n      this.nextElementSibling.classList.toggle('open', !expanded);\n    });\n  });\n<\/script>\n\n<script type=\"application\/ld+json\">\n{\n  \"@context\": \"https:\/\/schema.org\",\n  \"@type\": \"FAQPage\",\n  \"mainEntity\": [\n    {\n      \"@type\": \"Question\",\n      \"name\": \"What is the RBI KYC updation deadline for low-risk customers?\",\n      \"acceptedAnswer\": {\n        \"@type\": \"Answer\",\n        \"text\": \"Paragraph 42(2) of the Commercial Banks KYC Directions requires a bank to ensure KYC updation for a low-risk individual customer within one year of its falling due or up to 30 June 2026, whichever is later, and to allow all transactions meanwhile.\"\n      }\n    },\n    {\n      \"@type\": \"Question\",\n      \"name\": \"Can low-risk customers keep transacting while KYC is overdue?\",\n      \"acceptedAnswer\": {\n        \"@type\": \"Answer\",\n        \"text\": \"Yes, within the window. The bank must allow all transactions for the customer during that period and must subject the account to regular monitoring.\"\n      }\n    },\n    {\n      \"@type\": \"Question\",\n      \"name\": \"Does the 30 June 2026 date apply to every customer?\",\n      \"acceptedAnswer\": {\n        \"@type\": \"Answer\",\n        \"text\": \"No. It works as a floor. Where one year after the due date falls later than 30 June 2026, that later date applies.\"\n      }\n    },\n    {\n      \"@type\": \"Question\",\n      \"name\": \"How many KYC reminders must banks send?\",\n      \"acceptedAnswer\": {\n        \"@type\": \"Answer\",\n        \"text\": \"At least three advance intimations before the due date, including at least one by letter, and at least three reminders after it, including at least one by letter. Each must be recorded against the customer, and the process was to be in place by 1 January 2026.\"\n      }\n    },\n    {\n      \"@type\": \"Question\",\n      \"name\": \"How often must KYC be updated for each risk category?\",\n      \"acceptedAnswer\": {\n        \"@type\": \"Answer\",\n        \"text\": \"At least once every two years for high-risk customers, every eight years for medium-risk customers and every 10 years for low-risk customers, from the date of opening or the last updation (paragraph 42(1)).\"\n      }\n    }\n  ]\n}\n<\/script>\n","protected":false},"excerpt":{"rendered":"<p>Transaction Monitoring &nbsp;\u00b7&nbsp; October 2026 &nbsp;\u00b7&nbsp; India The window for low-risk customers is not one date. It is the later of one year after the due date and 30 June 2026, and monitoring must continue throughout. The RBI KYC updation deadline for low-risk customers is often quoted as 30 June 2026. The text is more [&hellip;]<\/p>\n","protected":false},"author":7,"featured_media":902,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_aioseo_title":"RBI KYC Updation Deadline and Transaction Monitoring | Nexiant","_aioseo_description":"Low-risk customers can transact while KYC updation is pending, but accounts must be monitored. What paragraph 42 means for monitoring and audit.","om_disable_all_campaigns":false,"footnotes":""},"categories":[84],"tags":[23,38],"class_list":["post-901","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-india","tag-kyc","tag-transaction-monitoring"],"aioseo_notices":[],"aioseo_head":"\n\t\t<!-- All in One SEO 5.0.4 - aioseo.com -->\n\t<meta name=\"description\" content=\"Low-risk customers can transact while KYC updation is pending, but accounts must be monitored. 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