Japan's National Action Plan explicitly endorses shared AML infrastructure for regional banks. This article explains how the consortium model works, its FSA endorsement, and the commercial case for mid-market institutions.
Inconsistent risk-based approach application was Japan's most significant 2021 FATF effectiveness gap. This guide explains what a compliant risk assessment must cover and how findings must flow into operational controls.
Cloud-based AML systems are permissible in Japan under APPI and FSA outsourcing guidelines — with specific data residency and governance conditions. This guide covers what CCOs and IT procurement teams must verify.
CDD under Japan's APTCP and FSA Guidelines operates across three tiers calibrated to customer risk. The FSA's 2024 FAQ update added domestic PEP obligations many institutions have not yet implemented.
FEFTA requires Japanese banks to screen every overseas remittance above ¥100,000 at the point of execution — not just at counterparty onboarding. This guide covers the obligation, OFAC exposure, and documentation requirements.
Sanctions screening in Japan requires coverage of multiple lists including Japanese government lists, UN, OFAC, EU, and HMT. This reference guide covers every list, its regulatory basis, and continuous monitoring requirements.
STR filing inconsistency at mid-market institutions was a specific FATF 2021 finding. This guide covers the Article 9 obligation, the compliant five-stage workflow, and why automation is now a compliance necessity.
Japan's FSA now requires systematic screening for domestic PEPs — not only foreign ones. This article explains who qualifies, what enhanced due diligence is required, and what your screening programme must include.
Transaction monitoring failures are the most common FSA examination finding at mid-market institutions. This guide sets out the evaluation criteria CCOs should apply when selecting a platform for Japan.
The APTCP (犯収法) is Japan's foundational AML law. This guide maps each core article to specific compliance obligations and the system capabilities required to meet them.