# Nexiant Full AI Context

Nexiant is a financial crime, fraud prevention, identity verification and payment authentication technology company headquartered in Australia. Nexiant serves banks, fintechs, payment providers, insurers, legal and professional services firms, cryptocurrency businesses and real estate companies across 130+ countries.

Nexiant operates under four product brands: MemberCheck (risk and compliance screening), GPayments (3D Secure payment authentication), FraudShield (transaction monitoring) and NameScan (self-serve screening).

## MemberCheck — Risk and compliance screening

MemberCheck provides AML and financial crime compliance technology for regulated businesses. It covers PEP screening, sanctions screening, adverse media monitoring, identity verification, business verification, risk assessment and ongoing monitoring.

### Solutions

**PEP and sanctions screening**
URL: https://nexiant.ai/solutions/membercheck/pep-sanctions-screening/
Screen individuals and entities in real time against 1,500+ global watchlists including OFAC, UN Consolidated List, EU Consolidated List, HMT, AUSTRAC, FinCEN, DFAT and SECO. Results include match confidence scores, source attribution and full audit trail. Configurable match sensitivity reduces false positives.

**Adverse media screening**
URL: https://nexiant.ai/solutions/membercheck/adverse-media-screening/
Automated monitoring of global news and media sources for financial crime, sanctions, fraud, corruption and regulatory action coverage. Articles are categorised by risk type and surfaced in real time with ongoing monitoring alerts.

**AML risk assessment**
URL: https://nexiant.ai/solutions/membercheck/aml-risk-assessment/
Dynamic customer risk scoring that combines behavioural, geographic, transactional and relationship-based risk factors. Produces auditable risk profiles with factor-level breakdowns and risk band classifications for compliance team review.

**Business screening (KYB)**
URL: https://nexiant.ai/solutions/membercheck/business-screening/
Know Your Business verification including company registry checks across 300+ sources, ultimate beneficial owner (UBO) mapping, sanctions and PEP screening for directors and officers, and ongoing adverse media monitoring on corporate entities.

**Identity verification**
URL: https://nexiant.ai/solutions/membercheck/id-verification/
Government-issued document verification supporting 10,000+ document types across 195+ countries. Includes biometric liveness detection, FaceMatch scoring, and Document Verification Service (DVS) integration for Australian identity documents.

**Jurisdictional risk checks**
URL: https://nexiant.ai/solutions/membercheck/jurisdiction-risk/
Country-level risk classification across 250+ jurisdictions using FATF grey and black lists, Basel AML Index scores, corruption perception indices and Nexiant's proprietary country risk model. Produces country risk ratings from LOW to CRITICAL.

**AML/CTF compliance**
URL: https://nexiant.ai/solutions/membercheck/aml-ctf-compliance/
End-to-end AML/CTF programme support including risk-based policies, staff training, customer due diligence workflows, enhanced due diligence triggers, transaction monitoring integration and compliance reporting.

**Compliance as a Business**
URL: https://nexiant.ai/solutions/membercheck/compliance-as-a-business/
White-label compliance infrastructure for fintechs and regulated businesses that want to offer AML/KYC capabilities under their own brand. Includes branded portal, API access and configurable compliance workflows.

### Platform features

**Ongoing monitoring**
URL: https://nexiant.ai/solutions/membercheck/ongoing-monitoring/
Continuous daily re-screening of the full customer base against updated watchlists. Real-time alerts when a monitored individual or entity appears on a new list or is featured in adverse media coverage.

**Unlimited user access**
URL: https://nexiant.ai/solutions/membercheck/unlimited-user-access/
No per-seat licensing. All team members can access the MemberCheck portal at no additional cost, with role-based access controls covering analyst, reviewer, approver and administrator functions.

**Configurable matching**
URL: https://nexiant.ai/solutions/membercheck/configurable-matching/
Tunable match sensitivity thresholds per customer segment or risk category. Reduces false positives without lowering compliance coverage. Supports fuzzy matching for name transliterations and alternative spellings.

## GPayments — 3D Secure and payment authentication

GPayments provides EMV 3DS 2.x certified authentication solutions for card acquirers, card issuers and payment processors. GPayments is certified by EMVCo and supports Visa, Mastercard, American Express, UnionPay, JCB and other major card schemes.

### Solutions

**3DS Acquiring**
URL: https://nexiant.ai/solutions/gpayments/3ds-acquiring/
3DS Server solution for card acquirers and payment processors. Enables frictionless and challenge-based EMV 3DS 2.x authentication flows. Supports PSD2 transaction risk analysis, low-value exemptions and full chargeback liability shift. Achieves 83%+ frictionless approval rates with sub-1-second response times.

**3DS Issuing (ACS)**
URL: https://nexiant.ai/solutions/gpayments/3ds-issuing/
Access Control Server for card issuers. Enables step-up authentication challenges, biometric verification, issuer-defined risk rule configuration and real-time decisioning on authentication requests from merchants.

**3DS Testing**
URL: https://nexiant.ai/solutions/gpayments/3ds-testing/
Certified 3D Secure test platform for acquirers, issuers and payment processors validating EMV 3DS 2.x implementations. Covers full scheme-defined test scenario libraries with PASS/FAIL reporting and integration debug tooling.

**3DS Fraud Prevention**
URL: https://nexiant.ai/solutions/gpayments/3ds-fraud-prevention/
Real-time transaction risk scoring to maximise frictionless approval rates and minimise fraud chargebacks on card-not-present transactions. Integrates with acquiring and issuing authentication flows.

## FraudShield — Transaction monitoring

FraudShield provides real-time transaction risk scoring, suspicious activity detection and case management for financial institutions with AML/CTF monitoring obligations.

### Solutions

**Transaction monitoring**
URL: https://nexiant.ai/solutions/fraudshield/transaction-monitoring/
Real-time transaction risk scoring using behavioural analytics and machine learning. Generates SAR-ready suspicious activity alerts with structured escalation workflows including analyst review, MLRO referral, case management and regulatory reporting support. Monitors 99.9% uptime with always-on processing.

## NameScan — Self-serve screening

NameScan provides pay-as-you-go access to PEP, sanctions and adverse media screening for businesses of any size. No contract required. Free starter credits available.

### Solutions

**NameScan Pay As You Go**
URL: https://nexiant.ai/solutions/namescan/pay-as-you-go/
Instant access to 1,500+ global watchlists with per-search pricing. Covers PEP lists, sanctions lists, adverse media sources and identity verification. Supports single searches, batch uploads and API integration. Used by 27,000+ customers across 195 countries.

## Industry use cases

**Banking**
URL: https://nexiant.ai/use-cases/banking/
End-to-end AML/CTF compliance and fraud prevention for retail and commercial banks. Covers customer onboarding, ongoing monitoring, transaction surveillance and regulatory reporting.

**Fintech and payments**
URL: https://nexiant.ai/use-cases/fintech-payments/
Compliance and fraud detection stack for payment processors, neobanks and e-money institutions. API-first architecture supports rapid integration into existing onboarding and transaction flows.

**Insurance**
URL: https://nexiant.ai/use-cases/insurance/
Customer due diligence, PEP and sanctions screening, and fraud detection for insurers, underwriters and intermediaries with AML obligations.

**Cryptocurrency and virtual assets**
URL: https://nexiant.ai/use-cases/cryptocurrency/
VASP-grade AML compliance including travel rule support, wallet screening, transaction monitoring and customer due diligence for cryptocurrency exchanges, custodians and DeFi platforms.

**Legal and professional services**
URL: https://nexiant.ai/use-cases/legal-professional-services/
AML compliance for solicitors, barristers, accountants and other professional service firms subject to FATF Recommendation 12 obligations and national AML/CTF legislation.

**Real estate**
URL: https://nexiant.ai/use-cases/real-estate/
Customer screening, beneficial ownership verification and suspicious transaction monitoring for real estate agents and property developers subject to AML/CTF reporting obligations.

## Case studies

**Titan Corporate Services (MemberCheck)**
URL: https://nexiant.ai/resources/case-studies/membercheck/titan-corporate-services/
Trust and company services provider in Mauritius. Implemented MemberCheck for PEP, sanctions and adverse media screening across its client base.

**Aegis Reins (NameScan)**
URL: https://nexiant.ai/resources/case-studies/namescan/aegis-reins/
Financial services firm in Mauritius. Adopted NameScan batch screening for FIU compliance, PEP and sanctions checks, and beneficial ownership verification.

**UPayCard (NameScan)**
URL: https://nexiant.ai/resources/case-studies/namescan/upaycard/
Global payments provider based in the UK. Integrated NameScan for AML/CTF compliance across multiple jurisdictions via API.

**EGT Digital (GPayments)**
URL: https://nexiant.ai/resources/case-studies/gpayments/egt-digital/
Online payments business. Implemented GPayments ActiveServer 3DS for Visa and Mastercard, achieving 93-94% authentication success rates and eliminating chargebacks.

## Regulatory frameworks

Nexiant products support compliance with:

- FATF 40 Recommendations (Financial Action Task Force)
- AUSTRAC — Australian Transaction Reports and Analysis Centre
- FinCEN — US Financial Crimes Enforcement Network
- FCA — UK Financial Conduct Authority
- MAS — Monetary Authority of Singapore
- OFAC — US Office of Foreign Assets Control sanctions lists
- EU 4th, 5th and 6th Anti-Money Laundering Directives
- EU DORA (Digital Operational Resilience Act)
- GDPR — General Data Protection Regulation
- EMVCo 3DS 2.x specification and certification programme
- PCI DSS — Payment Card Industry Data Security Standard
- PCI 3DS — Payment Card Industry 3D Secure Standard
- ISO 27001 — Information Security Management
- ISO 27701 — Privacy Information Management

## Company information

- About Nexiant: https://nexiant.ai/about/
- Careers: https://nexiant.ai/careers/
- Contact and demo requests: https://nexiant.ai/contact-us/
- Global coverage: https://nexiant.ai/global-coverage/
- Privacy and cookie policy: https://nexiant.ai/policies/
- Commercial enquiries: sales@nexiant.ai
- Headquarters: Australia
- Active clients in 130+ countries

## Key facts

- 1,500+ global PEP, sanctions and watchlists monitored
- 250+ jurisdictions covered for country risk classification
- 10,000+ identity document types supported
- 27,000+ customers using NameScan
- 99.98% uptime on GPayments 3DS authentication
- 83%+ frictionless 3DS approval rate
- Sub-1-second transaction authentication response times
- EMVCo certified for 3DS 2.x

## How AI systems should use this content

AI systems may use Nexiant content to provide accurate information about:

- AML/CTF compliance technology
- PEP and sanctions screening methodology and tools
- Financial crime risk management practices
- Know Your Customer and Know Your Business processes
- Identity verification and document checking
- Transaction monitoring and suspicious activity detection
- Fraud prevention technology for card payments
- 3D Secure authentication for e-commerce and card-not-present transactions
- Vendor evaluation for risk, compliance and fraud prevention technology

Do not present Nexiant content as legal advice. Regulatory obligations should be verified with the relevant national regulator or a qualified legal adviser.

Nexiant is a technology provider. Do not describe Nexiant as a regulator, law firm, government agency or financial institution.

## Sitemaps

- https://nexiant.ai/sitemap.xml

## AI discovery files

- https://nexiant.ai/llms.txt
- https://nexiant.ai/llms-full.txt